Happy Spring! The Snow Has Melted and It Is Time to Schedule Your Free Roof and Skylight Assessment Today.

Financing Available

Qualify and Choose Your Plan

Convenient Financing Options Available for your Home Improvement Project

Financing Options Available for Your Home Improvement Project

Upgrade your roof, skylights, siding, or storm damage repairs with flexible financing options designed to fit your budget.

✔ Roofing
✔ Skylights
✔ Siding
✔ Storm Damage Repairs

Apply in minutes • No obligation • Transparent terms

The 2025 Cost vs. Value Report shows that roofing projects consistently rank among the highest-return home improvements. For questions about your insurance coverage and claims, contact the Rhode Island Department of Business Regulation, Insurance Division.

Promotional Financing*

 

Pinnacle Roofing offers three great ways to finance your home improvement project.

Deferred Interest of 0% for 18 months

No monthly interest if paid in full with 18 months. Minimum payment 2.5%

Reduced Rate of 5.99% for 3 years

APR of 5.99% until paid in full. The minimum payment is 3%, Estimated payoff period 37 months

Reduced Rate of 7.99% for 5 years

APR of 7.99% until paid in full. The minimum payment is 2%, Estimated payoff period 61 months

Ask your Pinnacle Roofing rep to add financing options to your proposal!

Flexible financing available through Synchrony

Easy Financing Steps

Pinnacle Roofing makes it easy for you to pay over time for your roof replacement with the help of Synchrony Financial.

We partner with Synchrony Financial which makes the financing process simple, streamlined, and secure from start to finish, so you don’t have to wait to make the improvements you want and need—with the spending power you’re looking for.

Apply for credit
All you need to do is:
  • Review available promotional offers and estimated monthly payments 
  • Receive and review a printed copy of the Terms and Conditions (T&C) 
  • Verify your identity 
  • Provide contact info and income 
  • Review your application on screen 

You’ll get a response within minutes! If approved, use your credit with Pinnacle Roofing to get started your project right away. 

Use your credit 
Pinnacle Roofing will enter the basic project details you’ve discussed (products/services, price, promotional offer selected). You’ll review everything before the Pinnacle Roofing submits the transaction for your approval. 
Approve transaction
You will receive an email from Synchrony Bank with a link to confirm transaction details. It is critical that you confirm your transaction by doing the following:
  • Confirm identity by entering your birth date 
  • Consent to receive information electronically (click “X” and then “Accept”) 
  • Review transaction details and if correct, click ‘eSign & Submit’ 
  • Once the project is complete, Pinnacle Roofing will submit the transaction to Synchrony Bank for payment. 
  • You will begin to receive monthly statements and can manage your account at mysynchrony.com 
Apply now with Synchrony

Payment Calculator

Slide the white ball until the amount you are considering borrowing appears and then look at the payments based on the rates shown on the page to give you an idea of what your monthly payment will be for your new skylight, roof or siding project.

Affordable Pricing Options

Get the high-quality roof your family deserves with a low affordable monthly commitment.
$5k $40k
$16,000
Option 1
18 months
0% deferred interest
Option 2
3 year
5.99% APR
APR 5.99% until paid in full. Estimated payoff period about 37 months. Minimum payment 3%.
Option 3
5 year
7.99% APR
APR 7.99% until paid in full. Estimated payoff period about 61 months. Minimum payment 2%.

Ask your Pinnacle Roofing & Skylights rep to add financing to your proposal.

Important: This calculator is an estimating tool only. Example payments are based on common promotional plans (18 month deferred interest, 3 year 5.99% APR, 5 year 7.99% APR) and may not match your exact offer.

Actual terms, required minimum payments, APRs, promotional periods, and available programs are provided only when you apply for financing and are approved. All payment plans are subject to credit approval and program availability. Offers may change without notice.

How Financing a Project with Pinnacle Works

1. Apply Securely Online

Our financing application is quick, secure, and easy to complete.
Most applicants receive a decision within minutes.

Applying does not commit you to a project.

2. Review Your Options

If approved, you’ll be presented with financing options based on:

  • Project scope

  • Credit profile

  • Term length preferences

Your Project Manager will help explain options if needed.

3. Choose What Works for You

You decide whether to move forward — no pressure.

Financing can be used for:

  • Full replacements

  • Repairs

  • Skylights

  • Siding

  • Insurance-related projects

4. Inspection & Final Pricing

Final pricing is always confirmed after a professional on-site inspection to ensure accuracy and transparency.

No surprises. No hidden fees.

5. What Financing Can Be Used For

Eligible Projects

Financing is available for:

  • Roof replacements

  • Roof repairs

  • Skylight replacement or installation

  • Commercial and residential skylights

  • Siding projects

  • Storm damage repairs

  • Insurance-related restoration work

Both homeowners and business owners may qualify.

Financing Benefits

  • Fast online application

  • No obligation to proceed

  • Flexible payment options

  • Transparent pricing

  • Multiple term lengths available

  • Financing available for qualified applicants

  • Compatible with insurance-related projects when applicable

What Happens After You’re Approved

  • Next Steps After Approval

    Once approved, you can:

    • Schedule a free inspection

    • Review final project details

    • Choose whether to proceed

    If you move forward:

    • Agreements can be signed electronically or in print

    • Your project is scheduled at a time that works for you

    • Payments are handled according to your selected financing terms

Frequently Asked Questions and Answers

• Is financing required?

No. Financing is optional.

Yes. Many customers apply first to understand their options.

 

Yes, not just full replacements.

No. You’re always in control of the decision.

Yes, when applicable.

Financing approval does not obligate you to proceed with a project. All final pricing is confirmed after a professional inspection so you can make an informed decision.