FREE Storm-Proof Upgrade with every Full Roof Installation!
We will come out ot your home and inspect your roof for damage and determine if it mama also be an insurance claim duemothe damage resulting for high winds or storm damage. Your insurance company decides if the damage does fall under your policy and will be covered. We are able to take expert documentation of the damage and point out the storm damage to your insurance, We are familiar with their forms and requirements from years of experience assisting other homeowners restore their home as well. We are skilled at weather-related insurance claim roof replacements. If you choose to put in a claim for your wind or storm damaged roof, we work with you and your insurance company. We ensure your claim is handled promptly and smoothly. The cost of repairs or roof replacement is covered by the insurance claim.
Pinnacle Roofing dedicates time informing homeowners of damages. We discuss how to go about getting the damage fixed in a timely and professional manner. As a company that specializes in insurance claims, I am happy to come out and talk to you, inspect damages, show photos, and consult you on the condition. We will recommend the best way to go about getting any damages corrected. I have worked on several homes in the area and we have references and photos all throughout the Rhode Island area.
We work with the insurance companies adjustors. Ensuring all Rhode island codes are met with the updated roof is our priority. This happens because of our expert knowledge of the process. This assists in a faster response so the roof replacement may begin. It is important to know how to work with the adjustors. The adjustor first examines the roof damage and then he approves the cost of replacement prior to the work getting started. We follow the critically important steps so the insurance pays for all or most of the roof repair or replacement. The knowledge of this fact is one of the many very important facts one must know in having a roof replacement covered.
Call and have our storm damage expert take a look at your damage. We will assist you with your insurance claim, 401-267-7663
Residential and Commercial Roof Replacements, Skylight Installations and Replacements, Siding
Depends on the side and shape your roof and roof decking is in a anong a few things. Your free onsite assessment will include the cost of replacement if that is needed, the options you have and a commitment to make the your project hassle free. We offer a click and quote free instant online estimate tool that will give you a range for your exact roof, not a generalied roof, but your exact roof to help with planning perposes. And whe you are ready to make your appointment book online or call us.
We accept financing for those who qualifiy. There are a several options including a 0% interest. Learn more and see of you qualify for financing.
Yes! We will repair your roof or replace your storm damaged roof and we will meet with your adjutor and work with your insruance agency to deterine if your roof meets your insurance requiremnts to cover the roof damage. We document and take the photos to ensure your roof costs will be paid for from the insurance company that are covered in your homeowner’s pooicy.
We are manufacturer trained on the material we use whih means the manufacturer warranties the mateial and we always follow up on all our porjects as well. We offer the lifetime warranty and other warranties based on the material you sellect and will go over all your options when we meet. We look forward to learning about your new project.
Yes. VELUX is the only skylight company to implement three layers of protection to give you peace of mind against leaks. Their industry-first No Leak Warranty* covers your skylight and its installation against leaks for 10 years. If Pinnacle Roofing replaces your skylight when you re-roof, you can coincide your skylight warranty with your roof warranty for better overall protection.
Yes. VELUX is the only skylight company to implement three layers of protection to give you peace of mind against leaks. Their industry-first No Leak Warranty* covers your skylight and its installation against leaks for 10 years. If Pinnacle Roofing replaces your skylight when you re-roof, you can coincide your skylight warranty with your roof warranty for better overall protection.
1) What should I do first after my home sustains storm damage?
After a storm, make sure you’re safe. Take photos or videos of the damage, document everything, and contact Pinnacle Roofing & Skylights for an immediate inspection and emergency tarping. Then, call your insurance company to file a claim.
2) Does my homeowners insurance cover storm damage to my roof?
Most policies cover wind, hail, and storm-related damage. Coverage can vary based on your policy’s specifics. Pinnacle Roofing & Skylights can help you understand your coverage and assist with the claims process.
3) How do I know if my roof has storm damage?
Visible damage like missing shingles, dented gutters, or water leaks inside the home can be signs. However, some damage, such as hail impact or wind-lifted shingles, may not be immediately visible. Pinnacle Roofing offers a free storm damage inspection to evaluate your roof.
4) Will filing a storm damage claim increase my insurance premium?
Filing a claim for storm-related damage (e.g., wind, hail, or fallen trees) typically won’t raise your premium since it’s not due to homeowner negligence. However, every insurance company handles this differently, so it’s best to check with your insurer.
5) How does the storm damage insurance claim process work?
Once you file a claim, the insurance company will send an adjuster to inspect the damage. We will work directly with the adjuster to ensure your damage is properly documented and covered. Pinnacle Roofing & Skylights will handle everything, from the initial inspection to final repairs.
6) What’s the difference between an ACV and RCV claim for storm damage?
ACV (Actual Cash Value) pays for the depreciated value of the roof or damaged property. RCV (Replacement Cost Value) pays the full cost of replacing the roof with no depreciation. We’ll explain the difference and help you understand your policy when you file a claim.
7) Do I need to wait for the insurance adjuster before making temporary repairs?
No. You can make temporary repairs, such as tarping the roof or boarding up windows, to prevent further damage. Keep receipts for any materials you purchase as part of your claim process.
8) How long does it take to process a storm damage insurance claim?
Claim processing time can vary depending on the severity of the damage, your insurer’s timeline, and the availability of adjusters. On average, the process can take 2–4 weeks, but we’ll guide you and keep you updated every step of the way.
9) Can I choose my contractor for storm damage repairs?
Yes, you have the right to choose your contractor. Pinnacle Roofing & Skylights works with all major insurance carriers and will handle the entire claims process, including supplemental claims and inspections, ensuring your repairs are covered.
10) How do I know if the storm damage claim estimate from my insurance company is accurate?
Insurance estimates can sometimes be too low. We’ll help you review your adjuster’s estimate and, if necessary, submit a supplement with detailed documentation, photos, and code requirements to ensure everything is covered.
11) What if my insurance estimate doesn’t cover all the damage?
If the initial estimate is incomplete or inaccurate, we will submit a supplemental claim to your insurance company. We provide detailed reports, photos, and measurements to show the full scope of the damage.
12) Are roofing and siding damage included in my storm damage claim?
Yes, roofing and siding can both be covered under your storm damage claim if the damage was caused by a covered event, such as hail or high winds. We will work with your insurance company to ensure your roof, siding, and other affected areas are included.
13) What should I do if my storm damage causes water leaks inside my home?
First, try to contain the water to prevent further damage by using buckets, towels, or plastic sheeting. Then, contact Pinnacle Roofing & Skylights to assess the damage and get emergency repairs done quickly. We will help coordinate repairs with your insurance company.
14) Can I upgrade my roof during a storm damage insurance claim?
Yes, you can upgrade materials (e.g., to impact-resistant shingles or a metal roof) during your claim. Insurance will cover the cost to replace your roof to its pre-damage condition, but you’ll be responsible for paying the difference for any upgrades.
15) Are code upgrades included in my storm damage claim?
Code upgrades (such as ice and water shield, ventilation improvements, or additional flashing) are typically not included unless your insurance policy has Ordinance or Law coverage. We will identify and present any required code upgrades to ensure compliance.
16) How do I file a storm damage insurance claim in Rhode Island?
To file a claim in Rhode Island, contact your insurance company and report the damage. Pinnacle Roofing & Skylightscan assist with the paperwork, provide an inspection, and guide you through the claims process step-by-step to ensure a smooth experience.
17) What happens if I don’t file my storm damage claim right away?
Delaying your claim can lead to complications. Insurance policies often have time limits, usually 30–60 days after the storm, to file a claim. Prompt reporting ensures better coverage and faster repairs.
18) Does storm damage insurance cover gutters, windows, and skylights?
If the storm causes direct damage to gutters, windows, or skylights (e.g., from hail or falling debris), they are typically covered. We will assess the damage and work with your insurance company to include these items in the claim.
19) How much will my storm damage repairs cost after my deductible?
Your repair cost will depend on your insurance deductible and the damage extent. After the deductible, your insurer covers the remaining cost. Pinnacle Roofing & Skylights will ensure that the repairs are done professionally, and we will guide you through any payment options or financing available.
20) Can Pinnacle Roofing & Skylights help me with my storm damage insurance claim in Rhode Island?
Yes! Pinnacle Roofing & Skylights has years of experience assisting homeowners in Rhode Island with storm damage restoration and insurance claims. We work directly with your insurance company to ensure all damage is properly documented and covered.
