Happy Spring! The Snow Has Melted and It Is Time to Schedule Your Free Roof and Skylight Assessment Today.
Browse our portfolio of storm restoration projects across Rhode Island. We have completed restoration projects and more than a decade of experience. We will bring your home up to code and we have our own insurance managers for restoration projects t ensure paperwork keeps moving along. Let us give you an assessment, meet with your insurance adjuster to go over our photo and drone documented reports to ensure your home is restored to present code. We will go over all your options, act swiftly to prevent any further damage from more leaking and get your family protected quickly with your new roof and home restorations. We are large enough to complete most roofs in one day and small enough to care about every customer.
Completed in Providence, RI: a Residential Roof Replacement by the team at Pinnacle Roofing & Skylights. At Pinnacle we know
Completed in Jamestown, RI: a Residential Roof Replacement by the team at Pinnacle Roofing & Skylights. At Pinnacle we know
Just wrapped up in North Kingstown, RI: a Residential Roof Replacement completed by Pinnacle Roofing & Skylights. At Pinnacle we
Recently completed in Jamestown, RI: a Residential Roof Replacement by Pinnacle Roofing & Skylights. At Pinnacle we know how important
Just wrapped up in North Kingstown, RI: a Siding Project completed by Pinnacle Roofing & Skylights. At Pinnacle we know
Completed in Saunderstown, RI: a Residential Roof Replacement by the team at Pinnacle Roofing & Skylights. At Pinnacle we know
Storm-Damaged Roofs Require Fast Action
When you find storm damage on your roof in Rhode Island, swift action can be crucial. The Insurance Institute for Business & Home Safety (IBHS) provides detailed criteria for assessing wind and hail damage to roofing systems. Contacting trusted roofing professionals like us for a thorough inspection is the first step. Our expert team will assess the damage and determine if roof repairs or roof replacement is recommended. With New England’s predictably unpredictable weather, it is important repairs happen quickly to prevent further loss. Rhode Island homeowners with insurance disputes can contact the RI Department of Business Regulation, Insurance Division. If your area has been declared a federal disaster zone, you may be eligible for FEMA disaster assistance in addition to your insurance claim. The Rhode Island Emergency Management Agency (RIEMA) provides storm preparedness resources and updates during severe weather events. Rhode Island’s storm history and current forecasts are available through the National Weather Service Providence office.
We will come out to your home and inspect your roof for damage and determine if it may also be an insurance claim. Your insurance company decides if the damage does fall under your policy and what will be covered. We are able to take expert documentation of the damage and point out the storm damage to your insurance adjuster. We are familiar with their forms and requirements from years of experience assisting other homeowners restore their homes. We are skilled at weather-related insurance claim roof replacements. If you choose to put in a claim for your wind or storm damaged roof, we work with you and your insurance company. We ensure your claim is handled promptly and smoothly and the cost of repairs or roof replacement is covered by the insurance claim.
Pinnacle Roofing dedicates time informing homeowners of damages. We discuss how to go about getting the damage fixed in a timely and professional manner. As a company that specializes in insurance claims, We are happy to come out and talk to you, inspect damages and take photos, We will inform you on what damage is storm related, possible claims and provide the written detailed proposal explaining what is needed to repair or replace your roof . We will recommend the best way to go about getting any damages corrected. We use the best materials, the best workmanship and the best warranty for your home. We have worked on several homes in the area and we have references and photos all throughout the Rhode Island area.
When we work with the insurance companies adjusters we ensure all Rhode island codes are met with the updated roof is our priority. This happens because of our expert knowledge of the process. This assists in a faster response so the roof replacement may begin. It is important to know how to work with the adjustors. The adjustor first examines the roof damage and then he approves the cost of replacement prior to the work getting started. We follow the critically important steps so the insurance pays for all or most of the roof repair or replacement. The knowledge of this fact is one of the many very important facts one must know in having a roof replacement covered.
Call and have our storm damage expert take a look at your damage. We will assist you with your insurance claim, 401-267-7663
After wind, hail, or storm damage, the goal is simple: protect your home, document the damage clearly, and restore your roof the right way. Pinnacle Roofing & Skylights helps homeowners throughout Rhode Island navigate the insurance process with a thorough inspection, clear communication, and a roof system that’s rebuilt to today’s requirements—not just patched and left vulnerable.
Storm damage is easy to miss from the ground. We perform a professional, no-pressure inspection to identify storm-related issues like lifted shingles, punctures, flashing damage, compromised seals, granule loss, gutter impacts, and leak pathways. If damage is present, you get straightforward next steps.
When your claim moves forward, your carrier assigns an adjuster to assess the loss. We meet on-site to review the damage together, answer reconstruction questions, and confirm the roof scope reflects what’s required to restore the full roofing system.
In Rhode Island, many homes need more than a “repair it like it was” approach. When a roof is replaced, portions of the system often must be brought up to current standards. We’re familiar with Rhode Island requirements and manufacturer specifications, and we build roofs to meet today’s expectations for performance and protection. If code-required items apply to your project, we identify and document them so the scope supports a proper, compliant restoration.
We’ve worked with insurance companies for years. That experience matters. You get a team that understands how carriers request information, how timelines move, and how to keep communication organized so your claim and project don’t stall.
We create thorough inspection notes, photos, and a detailed written assessment of what’s needed. Our goal is to keep you informed with a clear, homeowner-friendly plan while also providing the documentation your insurance process may require. (We do not hand homeowners the same estimating format used between carriers and adjusters—we focus on clarity, scope, and getting the roof rebuilt correctly.)
If storm damage is allowing water intrusion or creating vulnerable areas, stopping further damage is the priority. We recommend practical mitigation steps immediately so the home stays protected while the claim progresses.
Note: Coverage, deductibles, and depreciation are determined by your insurance policy. For policy-specific questions, refer to your policy documents or your agent.
When a storm damages your roof—or a long-hidden problem finally shows itself—the last thing you need is an insurance claim that turns into a headache.
The claims process can feel confusing and time-consuming, but it doesn’t have to be. We’ll walk you through each step, help keep everything organized, and provide the documentation your carrier may request—so your claim stays on track and the funds you’re entitled to go toward getting your roof properly repaired or replaced.
Residential and Commercial Roof Replacements, Skylight Installations and Replacements, Siding
1) What should I do first after my home sustains storm damage?
After a storm, make sure you’re safe. Take photos or videos of the damage, document everything, and contact Pinnacle Roofing & Skylights for an immediate inspection and emergency tarping. Then, call your insurance company to file a claim.
2) Does my homeowners insurance cover storm damage to my roof?
Most policies cover wind, hail, and storm-related damage. Coverage can vary based on your policy’s specifics. Pinnacle Roofing & Skylights can help you understand your coverage and assist with the claims process.
3) How do I know if my roof has storm damage?
Visible damage like missing shingles, dented gutters, or water leaks inside the home can be signs. However, some damage, such as hail impact or wind-lifted shingles, may not be immediately visible. Pinnacle Roofing offers a free storm damage inspection to evaluate your roof.
4) Will filing a storm damage claim increase my insurance premium?
Filing a claim for storm-related damage (e.g., wind, hail, or fallen trees) typically won’t raise your premium since it’s not due to homeowner negligence. However, every insurance company handles this differently, so it’s best to check with your insurer.
5) How does the storm damage insurance claim process work?
Once you file a claim, the insurance company will send an adjuster to inspect the damage. We will work directly with the adjuster to ensure your damage is properly documented and covered. Pinnacle Roofing & Skylights will handle everything, from the initial inspection to final repairs.
6) What’s the difference between an ACV and RCV claim for storm damage?
ACV (Actual Cash Value) pays for the depreciated value of the roof or damaged property. RCV (Replacement Cost Value) pays the full cost of replacing the roof with no depreciation. We’ll explain the difference and help you understand your policy when you file a claim.
7) Do I need to wait for the insurance adjuster before making temporary repairs?
No. You can make temporary repairs, such as tarping the roof or boarding up windows, to prevent further damage. Keep receipts for any materials you purchase as part of your claim process.
8) How long does it take to process a storm damage insurance claim?
Claim processing time can vary depending on the severity of the damage, your insurer’s timeline, and the availability of adjusters. On average, the process can take 2–4 weeks, but we’ll guide you and keep you updated every step of the way.
9) Can I choose my contractor for storm damage repairs?
Yes, you have the right to choose your contractor. Pinnacle Roofing & Skylights works with all major insurance carriers and will handle the entire claims process, including supplemental claims and inspections, ensuring your repairs are covered.
10) How do I know if the storm damage claim estimate from my insurance company is accurate?
Insurance estimates can sometimes be too low. We’ll help you review your adjuster’s estimate and, if necessary, submit a supplement with detailed documentation, photos, and code requirements to ensure everything is covered.
11) What if my insurance estimate doesn’t cover all the damage?
If the initial estimate is incomplete or inaccurate, we will submit a supplemental claim to your insurance company. We provide detailed reports, photos, and measurements to show the full scope of the damage.
12) Are roofing and siding damage included in my storm damage claim?
Yes, roofing and siding can both be covered under your storm damage claim if the damage was caused by a covered event, such as hail or high winds. We will work with your insurance company to ensure your roof, siding, and other affected areas are included.
13) What should I do if my storm damage causes water leaks inside my home?
First, try to contain the water to prevent further damage by using buckets, towels, or plastic sheeting. Then, contact Pinnacle Roofing & Skylights to assess the damage and get emergency repairs done quickly. We will help coordinate repairs with your insurance company.
14) Can I upgrade my roof during a storm damage insurance claim?
Yes, you can upgrade materials (e.g., to impact-resistant shingles or a metal roof) during your claim. Insurance will cover the cost to replace your roof to its pre-damage condition, but you’ll be responsible for paying the difference for any upgrades.
15) Are code upgrades included in my storm damage claim?
Code upgrades (such as ice and water shield, ventilation improvements, or additional flashing) are typically not included unless your insurance policy has Ordinance or Law coverage. We will identify and present any required code upgrades to ensure compliance.
16) How do I file a storm damage insurance claim in Rhode Island?
To file a claim in Rhode Island, contact your insurance company and report the damage. Pinnacle Roofing & Skylightscan assist with the paperwork, provide an inspection, and guide you through the claims process step-by-step to ensure a smooth experience.
17) What happens if I don’t file my storm damage claim right away?
Delaying your claim can lead to complications. Insurance policies often have time limits, usually 30–60 days after the storm, to file a claim. Prompt reporting ensures better coverage and faster repairs.
18) Does storm damage insurance cover gutters, windows, and skylights?
If the storm causes direct damage to gutters, windows, or skylights (e.g., from hail or falling debris), they are typically covered. We will assess the damage and work with your insurance company to include these items in the claim.
19) How much will my storm damage repairs cost after my deductible?
Your repair cost will depend on your insurance deductible and the damage extent. After the deductible, your insurer covers the remaining cost. Pinnacle Roofing & Skylights will ensure that the repairs are done professionally, and we will guide you through any payment options or financing available.
20) Can Pinnacle Roofing & Skylights help me with my storm damage insurance claim in Rhode Island?
Yes! Pinnacle Roofing & Skylights has years of experience assisting homeowners in Rhode Island with storm damage restoration and insurance claims. We work directly with your insurance company to ensure all damage is properly documented and covered.
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