Pawtucket Storm Damage Restoration After a Tree Fell on the Roof

Like most Pinnacle storm projects, the crew moved fast to protect the property and get the home weather-tight, then completed a full permanent restoration.

Pinnacle documents the damage for the insurance claim and works directly with the adjuster — see how our storm process works.

When a tree came down across a home on Lafayette St in Pawtucket, the snapped trunk crushed the gutter and tore into the roof, and Pinnacle stepped in to secure the property, document the damage, and rebuild the roof to a fully weather-tight condition.

Scope of Work

The crew’s first priority was making the home safe and dry after the tree strike, protecting the exposed and torn areas so no further water could get into the house while the claim was underway. With the property secured, the team thoroughly documented the storm damage, photographing the fallen tree, the crushed gutter, and every affected section of roof for the insurance claim. From there the work moved to a full tear-off of the damaged roof, careful removal and replacement of any decking the impact had broken or weakened, and installation of a complete new roof system from the deck up: protective ice-and-water shield and underlayment, new asphalt shingles, fresh flashing, and balanced ventilation. The gutter damaged in the strike was addressed as part of the restoration so the home was made whole. See how our Storm Damage Restoration process works.

What We Installed (And Why)

Because a falling tree damages far more than the shingles it happens to land on, this was a full tear-off and rebuild rather than a quick patch. The team stripped the affected roof down to the deck, inspected the structure underneath for cracked or crushed framing and sheathing, and replaced the decking that had been broken or weakened by the impact so the new roof would sit on a genuinely sound foundation. Trying to shingle over hidden structural damage would only trap the problem, so nothing was skipped.

On the fresh, solid deck we installed a new asphalt shingle system built the right way: ice-and-water shield in the vulnerable areas along eaves and valleys, synthetic underlayment across the field for a secondary moisture barrier, new step- and counter-flashing at walls and penetrations, and balanced ventilation to keep the attic healthy. This was not a repair feathered into a tired old roof; it was a permanent restoration that leaves the home better protected and more weather-tight than it was before the storm ever arrived.

Project Photo Gallery

Restored roof after storm damage repair

New roof system replacing the storm-damaged sections

Completed restoration, weather-tight again

Good To Know: Will my insurance cover a tree falling on my roof?

In most cases, sudden storm damage like a wind-downed tree is a covered peril under a standard homeowners policy. The key is proper documentation from the very start. We photograph and detail the full extent of the damage, provide a thorough written assessment, and work directly with your insurance adjuster so the true scope of the loss is captured accurately rather than underestimated. Handling the claim correctly and completely from day one is often what makes the difference between a smooth, fully-covered restoration and a frustrating one, and it is a process we walk homeowners through every step of the way.

Why This Approach Works

Tree-strike damage is almost always deeper than it looks from the ground, reaching past the shingles into the decking and structure beneath the surface. Securing the home first stops the immediate water threat and prevents a bad situation from getting worse, and a complete tear-off then lets us verify and rebuild everything the tree actually affected instead of leaving hidden damage buried under new shingles. Pairing that thorough rebuild with careful, honest insurance documentation means the homeowner ends up with a roof that is genuinely restored, not merely resurfaced, and a claim that accurately reflects the true scope of the loss they suffered.

Why Pinnacle

Pinnacle Roofing & Skylights has helped Rhode Island homeowners through storm damage since 2012 and holds RI Residential License #39446. We are members of the NRCA and RIBA, we carry a BBB A+ rating, and we have earned more than 100 five-star Google reviews. Storm restoration is as much about the process as the roof, so we document thoroughly, work directly with your adjuster, and rebuild to a permanent, weather-tight standard from the deck up.

Pawtucket, RI

Pawtucket is a historic mill city of tightly-set neighborhoods, older homes, and mature street trees, a combination that makes properties here especially vulnerable when a big storm brings large limbs and whole trunks down onto rooftops. Fast, thorough restoration and a smoothly handled insurance claim matter enormously in moments like that. We are proud to help families across Pawtucket recover and rebuild after the weather hits.